Frequently Asked Questions

Our Brevard County Bankruptcy Attorneys Provide Answers You Need

Due to the complex nature of bankruptcy, foreclosure, and IRS and tax law, our Brevard County bankruptcy lawyers at Buchalter & Pelphrey Attorneys At Law have received numerous questions over our 50+ years of experience. We know that when you are facing financial distress, it is important to have answers to your questions. Because of this, we have built a page to help you understand your situation and options a bit better.

Call (321) 320-6088 today for your complimentary review.

• Which chapter of bankruptcy is best for me?
  Knowing what chapter of bankruptcy you should file is dependent on the facts of your case. Whether you are an individual, business, or in a certain industry (fisher or farmer) can impact your status and allow you to file in a specific chapter. We will sit with you and explain the various options available to you based on your individual needs and goals.
• Are creditors allowed to call me whenever and wherever they want?
  No. Creditors are supposed to abide by a law which limits the hours during which they can call. They are also not allowed to call your work to speak with you or friends. If they do not abide by the regulations set forth, they can be found guilty of harassment and legal action may be taken.
• What should I do if I am facing foreclosure?
  If you are facing the foreclosure of your home, it is important to hire legal counsel who can help you build a defense based on the various available options. We will take a look at your current mortgage, any agreements you have with the lender, and other factors to determine which route you should consider. Whether through a mortgage modification or a deed in lieu, we can help.
• Can you help if I am dealing with the IRS regarding a tax law issue?
  Our firm has experience with Offers in Compromise, levies, liens, tax audits, appeals, and more. Dealing with the IRS can be daunting, but finding a way to eliminate your tax debt is important. We can explain the various options available to you and help you take the necessary steps to move forward with confidence.